**Privacy Policy**

Effective Date: (4-11-2023)

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This privacy policy ("Policy") describes how we collect, use, and handle your personal information when you use Let's Make Wealth Fair, LMWF Online Program ("Program"). By using our Program, you agree to the terms of this Policy. Please read it carefully.

**Information We Collect**

Our Program comes with a spreadsheet you may use to collect and store the financial data you enter while using the Program, such as your savings goals, yearly savings, and other related information. All data is stored locally on your device and is not accessible by our company.

Our Program does collect your e-mail address so you may sign into the program, update your account, and delete your account. You may also provide your name if you wish. We do not collect any other personal identification information. We also do not collect any device information, such as IP addresses or unique device identifiers.

**How We Use Your Information**

Since all data is stored locally on your device, we do not access or use your information for any purpose. The data you enter is used solely by the Program to provide you with the features and functionality of the Program.

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**Information Sharing and Disclosure**

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We do not share or disclose your information with any third parties. Your data remains on your device and is not accessible by our company or any other entities.

**Data Retention and Deletion**

We retain your data on your device for as long as you use the Program. If you wish to delete your data, you can do so by deleting your online account and deleting the LMWF spreadsheet.

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**Changes to this Policy**

We may occasionally update this Policy to reflect changes in our practices or applicable laws and regulations. We will notify you of any material changes to this Policy by posting the updated Policy on our website or through other communication channels. We encourage you to review this Policy periodically to stay informed about our privacy practices.

**Do Not Track Requests**

Our Program tracks the progress of participants as you complete the Program. Please delete your account if you do not wish for us to track your progress. We do not respond to "Do Not Track" signals or similar mechanisms from your device or web browser.

**Terms of Use**

By using our Program, you agree to abide by these Terms of Use. You must not engage in any activities that are harmful, abusive, or otherwise inappropriate. You must not use the Program to violate any laws or infringe on the rights of others. This program should not be used by individuals under the age of 14, unless a legal guardian as provided their approval.

**Intellectual Property Rights**

All content, features, and functionality within the program, including text, graphics, logos, and software, are the property of Let's Make Wealth Fair and are protected by copyright, trademark, and other intellectual property laws. Unauthorized use, copying, or distribution of any content is strictly prohibited.

**User-Generated Content**

If our program allows you to submit or create content, you grant Let's Make Wealth Fair a non-exclusive, royalty-free, and fully sublicensable right to use, modify, and distribute such content. You represent that you have the necessary rights to grant this license and that your content complies with our guidelines.

**Disclaimer of Warranties**

The Program is provided "as is" and "as available" without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Let's Make Wealth Fair does not warrant the accuracy, reliability, or completeness of the App's content.

**Limitation of Liability**

To the fullest extent permitted by law, in no event shall Let's Make Wealth Fair be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Program, even if we have been advised of the possibility of such damages.

**Indemnification**

You agree to indemnify, defend, and hold harmless Let's Make Wealth Fair and its affiliates, officers, directors, employees, and agents from and against any and all claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising from your use of the Program or your violation of these terms.

**Termination**

We reserve the right to terminate your access to the Program and your account at any time, for any reason, without notice. Upon termination, your right to use the Program will cease immediately.

**Governing Law and Jurisdiction**

These terms and any disputes related to them shall be governed by the laws of the United States of America, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts of the United States of America for the resolution of any disputes.

**Changes to the Terms**

We reserve the right to modify these terms at any time. We will notify you of any changes by updating the "Last Updated" date at the top of these terms. Your continued use of the App after any modifications signifies your acceptance of the updated terms.

**Contact Us**

If you have any questions or concerns about this Policy or our privacy practices, or anything else, please contact us at (support@letsmakewealthfair.com).